First of all, what is whiplash? It is a non technical term used to denote a range of neck injuries. These injuries are caused by a distortion of the neck, commonly a symptom of car crashes, where the person is jolted forwards. Whiplash is more common with rear-end car accidents but can occur through even low speed car crashes and can be debilitating, lasting anything from days to weeks to even months and can affect day to day living. Generally, these rear-end crashes are easier to find compensation for than front end crashes, where it is statistically less likely for a victim to have received a whiplash injury.

Whiplash Injuries

Amazingly, whiplash can occur in something as minuscule as two-tenths of a second, which is a very small amount of time considering the hassle and pain the victim may have to endure following an accident. However, it is worth claiming compensation. Even mild whiplash injury’s claims can win the victim compensation amounting to £2,000 so it really can be beneficial to bring any such pain to a doctor’s attention if a car accident incurs any such injury.

In the aftermath of a car accident, it is your car insurance company that is responsible for any compensation. Any whiplash claim should be filed with your car insurance company as soon as possible, though preferably after you have received medical treatment! Contacting your car insurance company is very important. They will tell you how to file a claim and any documentation that may be necessary, and they will help to manage and oversee your claim.

The most important thing is that they know a claim is being made. The reason for speed is twofold; should you wait too long to file a claim, your insurance company or a lawyer would suggest that it is impossible to prove when the victim sustained said injury, and that the pain could be the result of a later injury. Furthermore, insurance companies have certain deadlines for filing whiplash claims outlined in their policies, so this time limit balances even more pressure on the whiplash victim’s shoulders.

Be certain to record any medical treatment you may have received as a result of your whiplash injury and ensure that your insurance company has access to a bona fide police report of the accident, as this is often a necessity for proof when filing a whiplash claim. Unfortunately, the increase in fraudulent whiplash claims that have been trying to exploit this system will mean, if anything, this system is likely to become even more tricky and convoluted. It is well known that whiplash is very difficult to test for, medically speaking, which has resulted in many unfair whiplash claims being filed. However, do not let this put you off filing a claim should you be experiencing genuine symptoms of whiplash, as there are many compensation success stories out there that prove it is worth taking further.

Most car insurance firms include a full body cover with fully comprehensive policies but just in case this should be checked before purchasing any policy. Of course, after a harrowing car accident, sometimes the last thing someone wants to do is to get on the phone to a car insurance company, let alone to try and inspire what could amount to weeks or months of extra hassle on top of the physical pain the victim will be enduring. Nevertheless, the success stories are so numerous (despite the current backlash against whiplash claims) that some remuneration should help to lessen the toll of the physical pain you may be enduring.